Transaction fees
Fees may depend on payment type, funding source, merchant category, region, and currency conversion. Check your provider's official fee table.
Money movement
Fees and statements
Understand why a transaction total may differ from the amount you expected.
Currency conversion
Exchange rates can include a spread or conversion fee. Compare the payment currency, card currency, and receipt currency.
Refund differences
Refunded amounts can vary when fees are nonrefundable or exchange rates changed after purchase. Save the original and refund receipts.
Monthly statements
Download statements from the official app or website. Reconcile gross payments, refunds, fees, holds, and withdrawals separately.